Why guarantors are requested
Many renters search for how to rent without a guarantor or with bad credit. A guarantor is usually someone who agrees to cover rent or certain costs if the tenant cannot pay. Landlords and agents may request one when they are unsure about affordability, rental history, employment stability, student status, or credit history.
Not every renter needs a guarantor, but if one is requested, it can become a major barrier.
Be honest about your position
If you have bad credit, limited history, self-employed income, benefits, or a new job, prepare a clear explanation. Landlords and agents often need enough information to understand the risk. A complete application is stronger than a vague one.
Include evidence that supports your ability to pay rent, such as income records, employment details, savings, regular payment history, or a letter explaining your circumstances.
Possible alternatives
Some renters may be able to offer a guarantor, a guarantor service, a stronger reference, evidence of savings, or a clear affordability explanation. Be careful with offers of large upfront rent payments because current rules may limit what landlords can accept in England.
Never agree to an arrangement you do not understand just because you feel under pressure.
Benefits and children
From 1 May 2026, the Renters' Rights Act guidance says landlords cannot refuse to rent to a tenant because they are on benefits or have children. That does not mean every application must be accepted, but blanket refusal on those grounds is not allowed.
If you think you are being treated unfairly, get advice from Citizens Advice, Shelter, or your local council.
How DoorHop helps
DoorHop helps tenants submit a more complete picture: income notes, household details, references, documents, and explanations in one connected flow. That does not guarantee approval, but it can help a reviewer understand the application properly.
The aim is to make difficult rental situations clearer, not to hide them.